MoneyGram Promo Codes & Coupons June 2026

MoneyGram's strongest verified offer right now is a $5 bonus for new customers who send their first transfer of $100 or more online or through the MoneyGram app. SimplyCodes data also tracks 97 single-use codes for MoneyGram — a substantial inventory that gives returning users multiple opportunities to reduce transfer fees beyond the new-customer promotion. For frequent senders, MoneyGram's Plus Rewards loyalty program layers ongoing benefits on top of any code-based savings, and SimplyCodes surfaces 16 competitor codes from rivals like Western Union, Wise, Remitly, and Xoom for shoppers who want to compare before committing to a provider.

New Customer Bonus: $5 on Your First MoneyGram Transfer

SimplyCodes data confirms that MoneyGram's best currently verified offer is a $5 bonus available to new customers who complete their first send of at least $100 online or through the MoneyGram app. Because international transfer fees can range from a few dollars to double digits depending on the corridor and payment method, a $5 credit on the first transaction meaningfully offsets — or in some cases eliminates — the cost of an initial send.

This promotion is restricted to first-time users of MoneyGram's digital channels, so it cannot be combined with an in-person agent transaction. The $100 minimum applies to the send amount itself, not to the total including fees. Shoppers who are already considering MoneyGram for a transfer above that threshold should route the transaction through the app or website rather than visiting a physical location to capture the bonus automatically.

MoneyGram Plus Rewards Builds Value for Repeat Senders

According to MoneyGram's official program, Plus Rewards is the company's dedicated loyalty tier for customers who send money regularly. Enrollment is free and available directly through MoneyGram's website. The program is designed to accumulate benefits over time, which makes it most relevant to users who send money on a recurring schedule — monthly remittances, for example — rather than one-off transfers.

Because the Plus Rewards program stacks on top of any promotional code applied at checkout, a repeat sender can pair a single-use code from SimplyCodes with accrued loyalty benefits on the same transaction. Enrolling before a first send ensures that every subsequent transfer counts toward the program from day one, avoiding the common mistake of sending several transactions before realizing the program exists.

97 Single-Use Codes Give MoneyGram Customers Ongoing Fee Relief

SimplyCodes tracks 97 single-use codes for MoneyGram, a count that reflects a consistently refreshed pool of transfer-fee discounts and promotional credits. For a service where the primary cost to the consumer is the per-transaction fee rather than a product price, even a modest code can represent a significant percentage reduction in what a sender actually pays.

Single-use codes turn over as they are claimed, so the available inventory shifts frequently. Checking SimplyCodes immediately before initiating a transfer — rather than searching broadly across coupon aggregators — increases the likelihood of finding a code that has not already been redeemed. MoneyGram transactions are time-sensitive for many senders, and applying a working code at the moment of transfer avoids the frustration of discovering an expired one mid-checkout.

Western Union, Wise, Remitly, and Xoom Offer Alternative Rates Worth Comparing

Western Union, Wise, Remitly, and Xoom compete directly with MoneyGram for international money transfers, and SimplyCodes tracks 16 competitor codes across these providers. Each service prices transfers differently — some charge flat fees, others build margin into the exchange rate, and promotional codes from any of them can temporarily shift which option is cheapest for a specific corridor and amount.

MoneyGram's fee on a given transfer depends on the destination country, the payment method, and whether the recipient collects cash or receives a bank deposit. A $5 fee difference between MoneyGram and Remitly on a $200 send to the Philippines, for instance, matters more than the same gap on a $2,000 transfer to the UK. Checking SimplyCodes for active codes across all five providers before choosing one ensures the comparison reflects real, code-adjusted costs rather than list prices alone. For senders who alternate between providers based on which corridor offers the best rate on a given day, maintaining accounts with MoneyGram and at least one competitor keeps both options available without delay when a time-sensitive transfer arises.