Remitly Promo Codes & Coupons September 2025

Remitly is a leading digital remittance service that offers various ways to save on international money transfers. Based on SimplyCodes' comprehensive analysis of Remitly's promotion patterns and user data, we've identified the most effective strategies to maximize your savings when sending money internationally.

First-Time User Promotions Offer Maximum Value

First-time users receive Remitly's most substantial discounts. SimplyCodes data reveals that new customers consistently receive the largest fee waivers and promotional rates compared to any other discount category. These first-time offers typically include complete fee waivers and enhanced exchange rates.

The value of first-time promotions increases during key promotional windows. According to SimplyCodes analysis, signing up during Remitly's major promotional periods (June-July and July-September) can increase your initial savings by up to 15% compared to standard first-time user offers.

Action strategy: Create your Remitly account during promotional seasons. If you're planning to use Remitly for the first time, wait until their peak promotional periods in summer months to maximize your initial discount, which can save you significantly on larger transfers.

Strategic Timing Around Annual Promotions

Remitly runs predictable annual promotions that offer significant savings. SimplyCodes tracking has identified two major recurring promotional events: the "0-Fee + Discount Transfer Promotion" (July-September) and the "Flash 15 Discount" (June-July). These promotions typically offer fee waivers and improved exchange rates.

Promotion timing is precise and follows Pacific Standard Time (PST). Our analysis shows that Remitly's promotional periods have specific start and end times, with most beginning at 12:01 AM PST and ending at 11:59 PM PST on the advertised dates.

Larger transfers benefit most from timing strategies. SimplyCodes data indicates that transfers over $500 see the greatest absolute savings during promotional periods, with potential savings of $15-30 per transaction depending on the destination country.

Action strategy: Plan non-urgent transfers to align with promotional windows. Schedule your larger money transfers to coincide with Remitly's predictable summer promotional periods to maximize savings on fees and exchange rates.

Corridor-Specific Promotions Provide Hidden Savings

Remitly offers exclusive promotions for specific country corridors. According to SimplyCodes research, Remitly frequently creates targeted promotions for specific send/receive country pairs that aren't advertised broadly. These corridor-specific promotions often provide better rates than general offers.

Popular corridors receive more frequent promotions. Our analysis shows that transfers from the US to the Philippines, Mexico, and India receive the highest number of targeted promotions throughout the year.

Corridor-specific promotions appear on country-specific landing pages. SimplyCodes verification confirms that these special offers are typically displayed only when you select specific country pairs on the Remitly website or app, not on the general promotions page.

Action strategy: Check country-specific offers before each transfer. Always navigate to your specific send/receive country pair on Remitly's platform before initiating a transfer to ensure you don't miss corridor-specific promotions that could offer better savings.

Understanding Promotion Stacking Limitations

Remitly does not allow promotion stacking. SimplyCodes community verification confirms that Remitly's system is designed to apply only one promotion per transaction, even if multiple promotions are active and you qualify for them.

The system automatically applies the highest-value promotion. According to our assessment of Remitly's official policies, their platform will automatically select the promotion that provides the greatest benefit for your specific transfer, based on amount, destination, and payment method.

Promotion eligibility is clearly displayed before confirmation. SimplyCodes users report that Remitly's interface shows which promotion will be applied to your transfer before you confirm, allowing you to verify you're receiving the best available offer.

Action strategy: Compare available promotions before finalizing. Review all current promotions you qualify for and select the one offering the highest value for your specific transfer amount and destination.

Exploring Competitor Alternatives for Better Rates

Competitor services may offer better rates for specific corridors. SimplyCodes data shows 54 active competitor codes available across various money transfer services that may provide better value than Remitly for certain country pairs or transfer amounts.

Exchange rate differences between services can exceed promotional discounts. Our analysis reveals that the difference in exchange rates between competing services can sometimes provide greater savings than promotional discounts, especially for transfers over $1,000.

Competitor services have different strengths by region. SimplyCodes deep shopping research indicates that while Remitly often offers competitive rates for Latin American transfers, other services may provide better value for transfers to Asian or African countries.

Action strategy: Compare rates across multiple services before large transfers. For transfers exceeding $500, take a few minutes to compare the total cost (including fees and exchange rates) across 2-3 competing services to ensure you're getting the best overall value.