Wise Promo Codes & Coupons February 2026

Click a valid Wise referral link (like those shared via email or social media) to start signup—it automatically applies the fee-free first transfer offer without needing a promo code field, as Wise embeds referrals directly into the link rather than a manual entry box during registration.

Wise referral links pre-apply the discount for new users on eligible first transfers (often up to £500 or equivalent), but no promo field appears at signup because it's not a traditional code—it's link-tracked. Common scenario: Users see "Already Applied" in summaries if successful.

1. Click referral link to wise.com
2. Create account with email/phone
3. Verify ID if needed
4. Initiate first transfer (min amount like £20-500 applies)
5. Check payment summary for "Invite discount"

Restrictions: New users only, one per account, expires if not used within 3-6 months.

Pro tip: Always test the referral link by starting a small transfer preview before full signup to confirm the discount shows as "invite discount" immediately.

The "invite discount" appears as a line item like "Referral/Invite discount: -£X.XX (100% off fees)" on the payment summary; if missing, log out/in, clear cache, or contact Wise support via app chat as the link may not have tracked properly.

This happens in scenarios like browser cookies blocking tracking or using VPNs.

1. Return to original referral link
2. Clear browser data or use incognito
3. Restart signup/transfer
4. On summary, look for green-highlighted "Invite discount" deducting full fees
5. If absent, chat support with link URL and screenshot

Policies: Can't combine with other promos; limited to first transfer. Timing: Must complete within link validity (often 30-90 days).

Pro tip: Screenshot the referral link page and payment summary before paying—Wise support resolves 90% of tracking issues within 24 hours with proof.

Post-transfer non-application often stems from not meeting the minimum transfer amount (e.g., £200+), ineligible corridors, or verification delays—Wise refunds fees manually within 3-5 days if eligible.

Users commonly encounter this if transferring to unsupported currencies or under min (like <£20), with error like "Discount not qualified" in activity logs. Check via app: Go to Home > Activity > Tap transfer > Look for "invite discount" note.

1. Verify transfer details in app/email confirmation
2. Ensure first transfer post-signup via link
3. Contact support with transaction ID
4. Refund processes in 1-7 days

Restrictions: One-time, new accounts only, no retroactive if second transfer used.

Pro tip: Initiate a preview transfer with exact min amount before funding to preview "invite discount" application.

Log into your Wise account, go to Home > Transfers > Preview a new one using the referral corridor/amount, or check email for offer expiry; min amounts (e.g., £200-500) show in preview pricing.

Common issue: Expired links (3-6 months) show no discount preview.

1. App/web: Start "Send money"
2. Enter referral amounts/currencies
3. Preview fees—if £0 with "invite discount," it's active
4. Email search "Wise invite" for expiry
5. Support chat for status

Limitations: Offer voids after first transfer or expiry (check referrer's share date). Patterns: New user offers auto-expire unused after 90 days.

Pro tip: Bookmark your referral email and preview transfers weekly—Wise notifies via app if nearing expiry.

Yes, Wise referrals auto-apply via links for first-transfer fee waivers without a checkout field, while promo codes (e.g., 20% off) require manual entry in the "Promo Code" box during transfer setup and can't combine.

Referrals track via cookies/UTM for new users; promos are one-time codes like "tom***" for general discounts, limited to specific transfers. Scenario: Referral users see no field, get "Already Applied," but promos error with "Invalid code" if expired/case-wrong. Checkout flow: Amount > Details > Promo field (case-sensitive) > Summary. Can't stack—policy states single discount per transaction.

Pro tip: Prioritize referrals for new accounts—they bypass code entry errors and guarantee fee-free if min met.

In the past month, Wise has launched 4 new promo coupons for shopper discounts. This indicates that Wise provides regular opportunities for customers to save money on their purchases.

On average, Wise provides 2.4 discount coupons each month. Based on historical data, the average time between Wise coupon releases is approximately 13 days. However, this is subject to change and may depend on various factors such as seasonal promotions, product launches, or other marketing initiatives. To stay informed about upcoming discounts and promotions, we recommend checking Wise website regularly, subscribing to their email newsletter, and following them on social media.

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On average, Wise offers 2.4 coupon codes per month. As of today, Wise has 4 active coupons and offers.

As of Feb 16, 2026, it does not appear that Wise has discounts for Black Friday or Cyber Monday. We regularly check for Wise's Black Friday and Cyber Monday discounts, so be sure to check back on this page to find the latest cyber week deals.